Tip Top Furniture, Bedding and Flooring offers 0% financing through Synchrony Financial. Our special financing includes a variety of specials from month to month. Interest free financing is offered for 6 months, 12 months, 24 months, 36 months, 48 months and 60 months. The application process is simple. It is done in the store and requires a valid picture id as well as another form of id with an expiration date on it. The application is submitted here and results are given instantly.